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Welcome to the
Xpectations!® Plus Debit Card Help Center
How can we help?

  1. Help
  2. Getting started
  3. Activating your card
  4. How do I activate the card I got in the PLS store?

How do I activate the card I got in the PLS store?

You can activate your Xpectations! Plus Debit Card by clicking the activation link sent to your email and device and follow the prompts. You can also visit PLScard.com/start to activate your card. You’ll be asked to create a PIN and provide some info so we can verify your identity, which may include:​

– 16 digit debit card number​

– Expiration date​

– 3-digit security code (found on the back of your card)​​

– Your Social Security number​ ​and date of birth / Your ID number such as TIN or select US ID type or Foreign ID type and date of birth

– Email address

– Mobile number (for future identify verification purposes)

– Home address

We’re required to collect this information in accordance with The USA PATRIOT Act — a Federal law that requires all financial institutions to obtain, verify and record information that identifies anyone who successfully opens an account with us.​

Online access and identity verification is required to open an account. Mobile number or email address verification and mobile app are required to access all features. Federal law requires a person to be 18 or older to open an account.

Learn more about how to add money to your account.

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Account agreements

Account agreements

Online Privacy Statement (PDF)

Account agreements

Account agreements

Online Privacy Statement (PDF)

The Xpectations!® Plus Debit Mastercard® is issued by Green Dot® Bank, Member FDIC, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank. Deposits under any trade name are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to allowable limits. Green Dot LLC is a service provider to Green Dot Bank.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with Green Dot LLC or Green Dot Bank and have not sponsored or endorsed Green Dot products or services. Neither Green Dot Bank, Green Dot LLC, nor Mastercard or any of their respective affiliates are responsible for products or services provided by third parties. Third party terms and conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

Xpectations! Plus and PLS are registered service marks of PLS Financial Services, Inc.

©2026 Green Dot LLC. Green Dot is copyrighted by Green Dot LLC. All rights reserved. Green Dot LLC NMLS #914924; Green Dot Bank NMLS #908739.